This article concerns https://hbr.org/
What is Speed-Pay?
Speed-Pay is a service that saves the credit card and address details from your most recent purchase and allows you to re-use that card for future purchases without entering the card information again. If you click the Speed-Pay button on any product detail page, your order will be charged to the most recent credit card information attached to your account and shipped (if applicable) to the last address we have on file for you. You are not required to use SpeedPay for any order, and if you do not choose to order with Speed-Pay, your credit card information will not be saved.
What is the difference between Speed-Pay and Checkout?
When you select Checkout, you are required to enter complete credit card details (Cardholder's Full Name, Card Number, Security Code, Expiration Date) for every single order you place on the site. When you select Speed-Pay, if you have ever gone through the full Checkout process before, your most recently used credit card details will be used to pay for the current order.
How do I change my Speed-Pay credit card?
To change the credit card, click on the Speed-Pay icon on any product detail page, then click Speed-Pay once again. Finally, click the grey Change button next to the red Place Order button. The resulting screen will allow you to input new credit card information and continue the Checkout process.
How do I change my Speed-Pay address?
To change the address, click on the Speed-Pay icon on any product detail page, then click Speed-Pay once again. Finally, click the grey Change link under the Shipping Address or Billing Address, depending on which you must change. On the next screen, input a complete address. Submit will return you to the Checkout process.
Be aware this billing and shipping address relates to ONLY non-subscription purchases on HBR.org. To change your HBR subscription delivery or billing address, please work with subscription services.
Will Speed-Pay allow checkout without having an account?
No, we do not offer anonymous Checkout. To use Speed-Pay, you must be registered with HBR.org and logged in. We require logging into an account before purchase as the delivery method for digital products is through the Purchases section of your account.